| Program |
Max. Loan
Amt. |
Max.
LTV |
Rate |
Term |
Points |
Index |
Margin |
Adj.Per
mo.'s |
Adj.%
Cap |
APR |
| Conv30 Yr.Fixed Purchase 740 |
$417000 |
95% |
4.625% |
30 |
0 |
|
|
|
|
4.76% |
| Conv30 Yr.Fixed Purchase 740 |
$417000 |
95% |
4.375% |
30 |
1 |
|
|
|
|
4.59% |
| Conv30 Yr.Fixed Purchase 680 |
$417000 |
95% |
4.125% |
30 |
0 |
|
|
|
|
4.25% |
| Conv30 Yr.Fixed Purchase 680 |
$417000 |
95% |
3.875% |
30 |
1 |
|
|
|
|
4.08% |
| Conv 30 Yr. Refi Rate & Term 740 |
$417000 |
80% |
5.125% |
30 |
0 |
|
|
|
|
5.26% |
| Conv 30 Yr. Refi Rate & Term 740 |
$417000 |
80% |
4.875% |
30 |
1 |
|
|
|
|
5.10% |
| Conv 30yrFixed Rate & Term 680 |
$417000 |
80% |
5.250% |
30 |
0 |
|
|
|
|
5.39% |
| Conv 30yrFixed Rate & Term 680 |
$417000 |
80% |
5.000% |
30 |
1 |
|
|
|
|
5.22% |
| Conv30Yr.Fixed Cashout 740 |
$417000 |
80% |
5.125% |
30 |
0 |
|
|
|
|
5.26% |
| Conv30Yr.Fixed Cashout 740 |
$417000 |
80% |
4.875% |
30 |
1 |
|
|
|
|
5.10% |
| Conv 30 Yr. Cash out 680 |
$417000 |
80% |
6.375% |
30 |
0 |
|
|
|
|
6.52% |
| Conv 30 Yr. Cash out 680 |
$417000 |
80% |
6.125% |
30 |
1 |
|
|
|
|
6.36% |
| Jumbo Conventional |
| Conv. Jumbo 30 Yr. Fixed 740 |
$729750 |
90% |
7.000% |
30 |
0 |
|
|
|
|
7.15% |
| Conv. Jumbo 30 Yr. Fixed 740 |
$729750 |
90% |
6.750% |
30 |
1 |
|
|
|
|
7.00% |
| Jumbo Conv. 5/1 Fixed/ARM |
$650000 |
90% |
6.875% |
30 |
0 |
5.00 |
2.875 |
60 |
2 |
7.03% |
| Jumbo Conv. 5/1 Fixed/ARM |
$650000 |
|
6.625% |
30 |
1 |
5.00 |
2.875 |
60 |
2 |
6.87% |
| Jumbo Conv. 1yr. T-Bill ARM |
$650000 |
90% |
7.500% |
30 |
0 |
5.00 |
2.875 |
12 |
2 |
7.66% |
| Jumbo Conv. 1yr. T-Bill ARM |
$650000 |
|
7.250% |
30 |
1 |
5.00 |
2.875 |
12 |
2 |
7.51% |
| Jumbo Conv. 5 mo. Libor Arm |
$650000 |
90% |
7.500% |
30 |
0 |
5.33 |
2.875 |
6 |
2 |
7.66% |
| Jumbo Conv. 5 mo. Libor Arm |
$650000 |
|
7.250% |
30 |
1 |
5.33 |
2.875 |
6 |
2 |
7.51% |
| Pending |
$200000 |
100% |
0.001% |
15 |
0 |
8 |
0.00 |
|
|
0.00% |
| Pending |
$150000 |
90% |
0.001% |
15 |
0 |
|
|
|
|
0.00% |
| Pending |
$150000 |
90% |
0.001% |
30 |
0 |
|
|
|
|
0.00% |
| Pending |
$227150 |
95% |
0.501% |
15 |
0 |
|
|
|
|
0.63% |
| Pending |
$227150 |
95% |
0.501% |
30 |
0 |
|
|
|
|
0.56% |
| Special Programs |
| Pending |
$350000 |
70% |
0.001% |
30 |
0 |
|
|
|
|
0.00% |
| Pending |
$417000 |
97% |
4.625% |
30 |
1 |
|
|
|
|
4.84% |
| Pending |
$417000 |
100% |
4.625% |
30 |
.625 |
|
|
|
|
4.84% |
| Pending |
$500000 |
85% |
7.625% |
30 |
1 |
|
|
|
|
7.89% |
